Gold & Jewelry Zakat Calculator
Calculate Sharia-compliant Zakat on gold bullion, coins, and women's jewelry with karat purity conversions (24K, 22K, 21K, 18K, 14K), gemstone deductions, and Madhhab rulings.
Interactive Gold & Jewelry Zakat Calculator Workspace
Gold Zakat Fiqh Guidelines
The Nisab for gold is 20 classical Mithqals, precisely 85.0 grams of pure 24K gold. According to the Hanafi school, all gold jewelry is zakatable once Nisab is reached. According to the Majority (Shafi'i, Maliki, Hanbali), customary personal jewelry worn without extravagance is exempt. Diamonds and non-gold gemstones are 100% exempt and must be deducted.
Gold Holdings & Jewelry Inventory
Gold Zakat Summary
Zakat ObligatoryMathematical Formula & Variables
Zakat = Pure 24K Gold Grams (Net) × Gold Spot Price/g × 2.5% [if Pure Grams ≥ 85g Nisab]The Nisab threshold for gold is fixed by Prophetic Sunnah at 20 Mithqals (Dinars), which equals 85.0 grams of 24-Karat pure gold (or 2.732 troy ounces / 7.288 tolas). Any alloyed karat (22K, 21K, 18K, 14K) must be converted into equivalent pure 24K grams. Weight of non-gold precious stones (diamonds, emeralds, pearls) is deducted from gross weight.
Variable Definitions
| Symbol | Description |
|---|---|
| Gross Gold Weight (W) | Total measured weight of gold items in grams, tolas, or troy ounces. |
| Purity Karat (K) | Gold purity standard: 24K (99.9%), 22K (91.6%), 21K (87.5%), 18K (75.0%), or 14K (58.3%). |
| Gemstone Deduction (G) | Weight of diamonds, pearls, colored stones, and synthetic jewels that are exempt from gold Zakat. |
| Equivalent Pure 24K Grams | Net weight converted: (Gross Weight - Gems) × (Karat / 24). |
| Gold Spot Price ($/g) | Current market value of 1 gram of 24K pure gold. |
| Nisab Standard | Mandatory minimum threshold of 85.0 grams of pure 24-Karat gold. |
| Zakat Rate | 2.5% for Lunar Hijri year (or 2.577% for Gregorian solar calendar). |
How to Use the Gold & Jewelry Zakat Calculator
- Select your weight measurement unit: Grams (g), Tolas (1 tola = 11.66g), or Troy Ounces (1 oz = 31.10g).
- Input the total gross weight of your gold jewelry, coins, or bullion bars.
- Select the Karat purity level (e.g., 22K Arabic/Indian jewelry, 21K Gulf gold, 18K European, or 24K bullion).
- Enter the estimated weight of attached diamonds, gemstones, or non-gold decorative elements to deduct them from the zakatable weight.
- Choose your School of Jurisprudence (Hanafi: all gold jewelry is zakatable; Majority [Shafi'i, Maliki, Hanbali]: customary worn personal jewelry is exempt unless stored as wealth).
- Input the current market price of 1 gram of pure 24K gold in your local currency.
- Review your calculated pure 24K weight, Nisab qualification, and exact Zakat payable in currency and gold grams.
21K and 18K Gold Jewelry Zakat Calculation Example
Scenario Context: A Muslim holds 120 grams of 21-Karat gold bangles with 10 grams of embedded cubic zirconia stones, plus 50 grams of 18-Karat gold rings. The current market spot price of 24K gold is $75 per gram. Calculate the Zakat due under the Hanafi school.
Frequently Asked Questions
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